Protection against theft.

This is a policy that covers losses resulting from a burglary.

Burglary denotes the act of entering a property unlawfully with the intention of committing a crime and it might not always involve theft. Burglary insurance, then, will cover property damage as well as financial losses arising from:

  • The theft of property from within the household or business premises.
  • The entry of an intruder by force.

Understanding Burglary & Robbery

The terms "robbery" and "burglary" are often used interchangeably. While they have some similarities, there are some important differences between them. Both burglary and robbery are property crimes and, therefore, typically involve:

  • Theft of property from an individual
  • Unlawful entry to a property with the intent of stealing something

The Difference

Robbery, however, is defined as the act of taking or attempting to take something that has value from someone by using intimidation, force, or threats. For the law to recognize an act as a robbery, then, a victim must be present at the scene of the crime.

Burglary, on the other hand, is the unlawful entry to a structure for the purposes of committing theft or another felony. Unlike a robbery, no victim needs to be present at the scene of a crime for a burglary to take place.

Burglary & Theft Insurance

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